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Post by 8DonCo Sun Nov 06, 2022 12:32 pm

Wire Transfer của BoA phải trả fees, both incoming and outgoing 

Có phải vậy không các ACE ?

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Post by Rice Sun Nov 06, 2022 2:39 pm

I have done:
1. transfer qua account in Canada or Vietnam, transaction fee $45 (last time I did it, about 5 years ago). gởi bao nhiêu cũng 45,
2. chưa ai transfer tiền cho mình nên ko biết Smile but I've transferred from my money market/investment account của Vanguard to my BoA, no fee
3. transfer between BoA ko có thấy fee
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Post by Rice Sun Nov 06, 2022 2:41 pm

oh, and I have the account type with BoA là lúc nào cũng phải keep at least 10K trong account, thì mọi service linh tinh được free.
Nếu dưới 10K thì phải mua cheques chứ nó ko cho mình cheque free and other things, like auto pay cho mấy cái credit cards
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Post by 8DonCo Sun Nov 06, 2022 3:18 pm

How about transfer in USA?  Some say yes, some say no

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Post by Rice Sun Nov 06, 2022 3:51 pm

ông 8, my guess is it depends on account type, giống như Gạo nói, nếu account tui mà dưới 10K là nó charge tui every single electronic transaction
Cái này from FQA của boa: Fees and limits may apply, depending on your account type and the type of wire. You will be able to review any fees and limits before completing your wire transfer in Online Banking
tui có transfer tiền qua cho bạn mượn, no fee, she also had boa account
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Post by 8DonCo Sun Nov 06, 2022 4:11 pm

Thanks Gạo

để tui coi lại, bên Canada mà transfer trong nước gần như free nên không để ý mấy vụ fees nầy

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Post by Tu* Khoai Sun Nov 06, 2022 4:57 pm

Yes.  There are fees when it's a "wire transfers ".

There are no fees when it's ACH account transfers.   Meaning to say that a transfer to and from a checking account to another account,  say money market or an etrade account, or checking to checking whether within or without.

You can also use Zelle to transfer. I believe there's a limit of $2K per transaction per day.

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Post by Tu* Khoai Sun Nov 06, 2022 5:07 pm

Gạo ơi

Không nhất thiết phải có $10K trong account để trả bill hay auto-payment mà được miễn fees đâu em.  Chỉ cần em dùng hệ thống ACH là được.   Ngoài hệ thống đó thì mới bị trả fees.

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Post by Rice Sun Nov 06, 2022 9:53 pm

Anh 4,

cái vụ ACH này Gạo mù tịt Smile

chỉ biêt account mà dưới 10k trong tháng đó là nó charge maintenance, nó charge đủ thứ linh tinh
kho^ng biê't Zelle là gì luôn Smile, lúc này thấy trường tui nhỏ hay nói paypal or venmo gì đó cũng mù vụ venmo luôn
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